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Creative Residential and Commercial Mortgage Solutions

Rick Tobin

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I specialize in non-owner occupied residential and commercial loans in all states and owner-occupied residential loans in California. 
Realloans (Real Estate Loans) 
Our Financial Solutions Include:

* 30-Year and 15-Year Fixed Rate Conforming
* FHA to 100% LTV and 80% LTV for cash-out
* VA to 100% LTV (up to $4 million with VA Jumbo and no escrow impound requirements)
* Jumbo Mortgages up to $10 million+ as Stated Income
* Reverse Mortgages to $4 million
* Non-Owner, No Income Mortgages (Qualify From Rental Income) 

* Fixed Rate Owner-Occupied, Second Home, and Investment Home 2nd Mortgages up to $500,000 - Qualify with Bank Statements
* Distressed or Pre-Foreclosure Bailout Loans: 1st or 2nd Mortgage
* Business-Purpose 1st and 2nd Loans (No Income or Asset Verification - Fast Closings)
* Home Equity Line of Credit (HELOC)
* Bridge Financing Program (pull cash out of your commercial property or current home to purchase a new home before it sells while not required to make any payments for a full year)
* Commercial Mortgages from $300,000 to $100 million (multifamily apartments, retail shopping centers, hotels and motels, industrial, office, senior housing, medical buildings, vineyards/wineries, mobile or manufactured home parks, golf courses, gas stations, car wash facilities, mixed-use, automotive body and mechanic shops, churches, private schools or educational centers, transportation centers, film and entertainment properties, other special purpose properties, construction deals, 1031 tax-deferred exchanges, bridge loans, bailouts, etc.) - please click this tab link for more commercial loan details up to 75% LTV / 90% CLTV: https://realloans.com/commercial-loans
Structuring creative seller-financed transactions for both commercial and residential property sales, cashing out your privately held mortgages, and we can offer quick cash purchases for distressed property sales.
* All loan programs are subject to change.

Rick Tobin @ Realloans 
Phone: (760) 485 - 2422
Email: info@realloans.com 
CA DRE 00964253
NMLS 1934868
Equal Housing Lender

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